Employment Now Senior Credit Reviewer at EG BANK
EG BANK
Job Description
Profile :- EGBANK was established in 1981, under the investment law 43/1974 and its amendments. EGBANK’s main founders are; Salah Mahmoud, Gawad Bu Khamseen, Fahd El Shobokshy, Abdel Rahman El Sharbatly and Misr Insurance, who had a vision of establishing an Egyptian bank to serve and support the developmental projects in Egypt and the Arab countries.
Since its establishment, EGBANK grew organically throughout the years and maintained competent healthy portfolio, strong level of stability and profitability in relevance to its size. EGBANK followed a smart expansion strategy that depended on collaborating in strategic projects, with successful symbols of potential sectors, with the aim of offering value added services to the Egyptian market.
Employment Now Senior Credit Reviewer at EG BANK
- JOB PURPOSE :
Assessing credit requests and producing a recommendation after undertaking a thorough analysis of a variety of factors and careful analysis of a client’s financial information, including income statements, cash flow history, and current debt.
In addition to providing assessment of the probability of default by a client and determining the risk of a loan to the lender using information from financial statements, along with the proposed loan amount and terms, and best practices and methods.
- MAJOR RESPONSIBILITIES AND ACOUNTABILITIES.
- To be responsible for Risk function related to Small Business underwriting.
- Reviewing the presented credit proposals for new facilities as well as the renewal of the existing.
- Responsible for evaluating the credit worthiness of potential borrowers via the underwriting of borrower financial statements, collateral coverage, and guarantor support.
- Analyzes sources of financial information, such as financial statements, credit bureau reports and cash flows to determine potential risk and profitability of loan.
- Preparation of written Credit Proposals combining financials analysis with sectorial information to support Credit Committee Decisions regarding the client’s risk of default, credit rating and adequacy of the proposed financing.
- Evaluate and provide recommendations to restructure bad credit applications.
conduct an in-depth financial analysis of public and private financial data, market trends, and microeconomic conditions to provide management with highest quality risk assessments, credit research, and comprehensive analyses that guarantees risk adequate pricing at all times.
- JOB REQUIREMENTS :
- Desired education: Bachelor's degree in related field.
- Credit Course is a must.
Languages : Excellent command in spoken and written English.
Ideal experience : Minimum 2-5 years’ experience in underwriting Management environment.
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